You will have to obtain a home loan pre-approval (if you are taking out a loan) or provide proof of funds (if you are cash/not taking out a loan) in order to look at properties; however, a loan pre-approval is not always a loan approval…mainly because applicants may not always follow important steps in obtaining a loan and being qualified.
Make your loan application process go more smoothly by starting with this as a guideline, provided by Rebecca Mott and her team at Guaranteed Rate. This is just a start – talk with your lender in detail and look around to find the best lender for your needs.
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VP of Mortgage Lending/New Construction Specialist